Transparent,  flexible pricing

Take back control of how much you pay and when you get paid with Lopay’s low fees, instant access and flexible payouts, perfect for if you’re just starting out or growing a business empire.

Payment Method

Essential

1.99% + $0.10 per transaction
All you need to start taking ad-hoc payments.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free Thursday payouts to your bank
Free Expense & Rewards card to instantly access your money
10% back on card spend in rewards
No contract, no monthly fee

Standard

2.19% + $0.10 per transaction
Instant access to earnings. Loved by small businesses looking to save more.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free & flexible next-day, weekly or monthly scheduled payouts (Mon-Fri)
Free Expense & Rewards card to instantly access your money
50% back on card spend in rewards
2x rewards on offers
No contract, no monthly fee

Instant to bank

2.99% + $0.10 per transaction
Instant payouts anytime for growing businesses looking to maintain cash flow.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free instant payouts to your bank 24/7
Free weekend payouts
Free bank holiday payouts
2x rewards on offers
No contract, no monthly fee
* Fee applies to UK consumer Visa & Mastercard payments. +1% for Amex, corporate & international card payments. See below for full fee breakdown and comparison to other providers.

Everything you need at your fingertips however, whenever, wherever you want to take payments.

Features available across all account types.
Payments
Point of Sale
Reports & Activity
Rewards & Loyalty
Teams
Expense & Rewards Card
Support
Full fee breakdown

Less than half the price of SumUp, Dojo, Square and Zettle

Give us a try today contract-free and avoid the pesky hidden fees of other providers. With Lopay there’s no contract, no monthly fee and no setup costs.

Lopay

1.99% + $0.10

per transaction
Sumup

2.75% + $0.00

per transaction
Square

2.60% + $0.10

per transaction
Zettle

2.29% + $0.09

per transaction
Start taking superfast payments and keeping more of your earnings today. It’s quick and easy to set up. Simply download the app to get started.
App StoreGoogle Play
Data accurate as of 30 May 2024.

Always get full
transparency on fees

If anything’s not 100% clear, just get in touch and we’d be happy to help

Is it easy to get started?
How can I reduce my fees even further?
Do I need to buy any hardware?
What if I have more questions?

Choose from our easy ways to take payments

Tap to Pay

Tap to Pay

Travel lighter. Take contactless payments with just your phone - no card reader needed!
✓ No hardware needed
✓ Available on iOS and Android
No upfront fee.
No contract, no minimum term.
Start 3-day free trial
Card Reader

Card Reader

Take PIN and contactless payments on the go with an affordable, reliable, compact card reader.
✓ Compact Bluetooth card reader
✓ Handy for on-the-go payments
Upfront fee of $24 + P&P
No contract, no minimum term.
Order in app for 50% off

Instantly access your money and get rewarded

Spend smarter, save more

Get instant access to your money with the free Expense & Rewards Card on Standard and Essential Accounts and use it to reduce your transaction fees.

So, for every $100 spent via the card, you'll pay no fees on your next $50 of transactions on the Standard Account (or the next $10 on the Essential Account).

Learn more
Spend smarter, save more

Ready to give it a try?

The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business

App Store
Google Play

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Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.

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